Personal Charge Cards 2021: Top 5 No Credit Check Cards
There are many companies that offer credit to people with bad credit, but they charge high interest rates and an upfront payment.
Nonetheless, I have discover 5 personal charge cards that work with people with no credit or bad credit.
Can I Really Get The Tomo Personal Charge Cards No Credit Check?
With the Tomo Credit Card, you don’t need a credit history or do they charge any fees.
Tomo uses a third party service provider called Plaid to integrate various bank accounts across the United States. Plaid handles the encrypting of all data and maintains the highest level of security. Tomo does not store any bank account login details and they will not be visible to Tomo employees at any point.
In order to give a credit limit, Tomo looks at your bank accounts and other factors to help determine your credit limit. In order to obtain the highest limit, we recommend that you connect all bank accounts or the account with the highest balance.
t’s actually a debit card that works like a credit card with a 21 day grace period. They also require you to link your bank account. “To sustain a card that doesn’t require a credit score, deposit, or fee of any kind, your bank balance becomes a primary input for our underwriting.
Will The Deserve Credit Card Approve Me With No Credit History?
The Deserve Edu card is designed for students with limited or no credit history, both in the U.S. and abroad.
You can qualify for the Deserve Edu without any established credit, because Deserve will check more than the typical creditworthiness factors when you apply.
This card is rare in that it doesn’t require an SSN to apply, meaning international students are free to apply (with some requirements). If you do get an SSN later on, you should provide it to Deserve so your card activity can help you build credit.
Unlike secured cards, which are often the best options for people with limited or no credit history, the Deserve Edu doesn’t require a security deposit to be approved and establish a credit limit.
How is the Surge Credit Card with No Credit Check Different Than Other Cards?
The Surge Mastercard® Credit Card is a legit credit card for people with bad credit, not a scam. It reports to the three major credit bureaus each month, which allows cardholders to build credit by paying on time and using only a portion of their credit limit.
Surge Mastercard is issued by Celtic Bank, which is owned by Continental Finance. This company specializes in issuing credit cards to consumers who have less-than-perfect credit.
To pre-qualified for it, there is no impact to your credit score and it reports to all 3 major credit bureaus.
As a matter of fact, you get free access to your Vantage 3.0 score from TransUnion*.
Is it possible to get approved for The Jasper Credit Card With No Credit Check or SSN?
*Jasper Legal Disclosure: ² No SSN is required to apply for applicants who are new to the U.S. and are in the country on a work visa. SSN is required within 60 days of card activation.
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A Social Security number² is not needed to apply
- A passport.
- Visa information.
- Proof of U.S. employment.
Even though, it’s designed for those moving or newly moved to the U.S., the Jasper Mastercard (re-branded from the CreditStacks Mastercard) provides a way to get your feet wet in the world of credit cards. With no credit scores required and some useful benefits and protections, it’s a helpful way to get a handhold in your new home.
Unfortunately, credit limit are maxed out at $5,000 for all approved applicants. However, the greate news is that that there are not any annual fees or any foreign transaction fees.
How Does The First Premier Bank Credit Card Me Build Credit?
First PREMIER is popular for its subprime credit card offerings, which cater to the poor-credit (credit scores below 650) consumer market. This means that those with low credit scores who would be turned down for unsecured credit from most mainstream issuers are more likely to qualify for a First PREMIER credit card.
It has an easy application process that won’t hurt your credit score. That’s a big difference from your typical credit card, which requires a hard pull. It does have a high ongoing APR at 24.90%, plus an annual fee ranging from $35 – $99.
Unforturnately, the First Premier Bank Platinum card was not a good credit card and it is no longer available to new applicants. It had a very high-interest rate, annual fee, monthly fee, high credit limit increase fee, honestly, there was a fee for just about everything. Get a Discover it Secured or a Capital One Secured instead.
Conclusion:
If you’re looking for new easy approval personal charge cards with bad credit or no ssn. In this blog, I share with you 5 new cards that work with people with challenging or limited credit.
If you’re in need of credit repair check out 3waycredit.com
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